Indigenous Land Acknowledgment Statement

L & A Financial serves communities that are situated on the traditional territories of the Haudenosaunee and Anishinaabe and is home to many diverse indigenous people from across Turtle Island. We are dedicated to improving the health and well-being of all and to the healing and preservation of this land for current and future generations. Our goal is to open our ears to the hearts of the First Nations, creating new equal partnerships that are built on truth, honour and respect.

L&A Financial

Our Mission is to help our clients be as financially secure as they want to be.

We offer expert advice that works for you now and in the future – because financial freedom should leave room for you to live. This means having control over your money, doing what makes you happy and focusing on your family, not just your pocketbook. It means following your heart and not being afraid to change your mind. We’ll be here to help you with every step, every decision and every success.

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Through comprehensive analysis, in-depth market research and the support of a team of highly-qualified tax and product specialists available to us we can help you make sense of your options.

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Are you ready to take the next step towards planning for your financial future? Contact us today if you'd like to meet and discuss your financial needs.

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Civic Holiday

Event date and time from Aug 05, 2024 01:03 PM Eastern Daylight Time to Aug 06, 2024 12:00 AM Eastern Daylight TimeAug 05, 2024 01:03 PM Eastern Daylight Time - Aug 06, 2024 12:00 AM Eastern Daylight Time

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Ask an advisor: Giving to charity using life insurance

Learn how giving to charity with life insurance lets you make your mark today and grow your impact for tomorrow.

 

 

View video script

 

Description: Description: This animated video introduces a character named Bill and his advisor with illustrated graphics to show how you can give to charity using life insurance.

Text: Ask an advisor” appears. The camera zooms out as the text lands in an outlined square. “How can I give to charity using life insurance?” fades in below. An illustration of a hand holding a heart appears on the right side of the frame.

Bill: I want to use some of my money to support charities that are important to me. How can I do that?

Description: Bill and his advisor sit opposite one another in a room setting.

Advisor: There are lots of ways to give, but one way to enhance your donation is with life insurance.

Description: Screen transitions to an illustration of a life insurance policy.

Advisor: Your donation is the life insurance policy.

Description: The life insurance policy illustration moves to the left of the screen, and an illustration of stacks of coins appears to the right of it.

Advisor: When you die, the charity gets the payout on the policy which is generally larger than your original donation.

Description: The illustration of the stacks of coins gets larger than it was originally.

Bill: Would I still get a tax credit?

Description: Screen transitions to an illustration of Bill talking.

Advisor: Of course. One of two ways. If the charity is the policy owner and beneficiary, you’ll get a donation tax receipt for your premium payments from the registered charity.

Description: Screen transitions to 2 illustrations. To the left is an illustration of a hand holding a heart with text “Policyowner and beneficiary” below it. To the right is an illustration of a document and per cent sign with the text “Tax credit for premium payments” below it.

Advisor: Or, if the charity is the just the beneficiary, your estate gets a donation tax receipt when you die.

Screen transitions to 2 illustrations. To the left is an illustration of a hand holding a heart with text “Beneficiary” below it. To the right is an illustration of a document and per cent sign with the text “Donation tax receipt when you die” below it.

Bill: This sounds like a great way for me to make my mark today and grow my impact down the road.

Description: Screen transitions to Bill and his advisor sitting opposite in a room setting.

Advisor: Excellent. Let’s talk about using life insurance to support your favorite charity.

Description: Screen transitions to white background with text: Let’s talk about using life insurance to support your favorite charity.

Canada Life logo appears. Legal text appears: Canada Life and design are trademarks of The Canada Life Assurance Company. canadalife.com 1-204-946-1190.